If you own a home, you’re required by the lender to have homeowner’s insurance to protect the asset in the event of a fire or water damage. For most people, it’s just an extra safety net in case something does happen, but for some, it’s a lifesaver when that disaster becomes a reality. The insurance will provide compensation for losses covered under the policy and provide you with a temporary roof over your head while your home is being repaired or replaced. Unfortunately, the process of filing the claim, dealing with the insurance company, and receiving the money is not as clear-cut as it should be. Most insurance companies will attempt to protect themselves first, leaving you with less than expected. This is just one of the reasons why you should hire a lawyer for any fire damage insurance claim. They can help ensure that you receive the highest settlement as quickly as possible and with little hassle. Here are three ways they can help:
Protecting Your Rights
As soon as a disaster strikes, it suddenly becomes you vs. the insurance company. What should be an easy and straightforward process can quickly turn into a complex and frustrating experience. Suddenly the insurance company is trying to deny your claim, blame you for the fire damage, dispute the damages or the value of your home. It can become a nightmare if you don’t have a lawyer on your side to fight for your rights and protect your interests. A lawyer will review all your insurance policy documentations and then negotiate directly with the insurance company to ensure that you are not taken advantage of. In the event that your claim is denied, your lawyer will fight for you in court if necessary.
Assisting With the Claims Process
The insurance claims process can be time-consuming, confusing and frustrating. Fortunately, your lawyer can assist with compiling the evidence, preparing and filing all the paperwork. They can even help you hire contractors to perform the repairs or renovations. Lawyers have an extensive network of experts who can help determine the value of the lost asset and help to repair the damages.
Getting the Best Settlement
An experienced lawyer can help negotiate a successful settlement to your insurance claim, even in the most challenging situations. When necessary, we’ll take your case to court to ensure you are always rewarded with the fairest and reasonable compensation possible.
At Zuber and Brioux, we will fight for your rights and ensure you are compensated for the damages and losses to your property. Contact us today to talk to one of our experts to start your fire damage insurance claim.